Rickresource Rickenbacker Forum

Before I set off on my next little jaunt abroad, I'd like to get the basses insured against loss, theft or damage. Anybody here have a good company that they use for that sort of thing ?

Try using the search function in the forum. This topic has been brought up several times, and there were some good suggestions.

These guys are great:

https://www.musicproinsurance.com/Default.aspx

I learned of them when I was in a former band of mine. My briefcase with my pedal board, cords, etc. got ripped off in Milwaukee, but the band had coverage for everything. Filled out a police report, told MusicPro what I thought the replacement value was, and they cut me a check minus the $100 deductible. I currently have $23,000 worth of coverage and the premium is $218 annually. Well worth it if you are gigging because homeowners insurance will generally NOT cover ANY of your gear if you make money using ANY of your gear.

gearhed289 wrote:Well worth it if you are gigging because homeowners insurance will generally NOT cover ANY of your gear if you make money using ANY of your gear.

I checked into my coverage under my homeowners, and if I use the equipment to make money with, then I need to add a rider, which them covers me in gigging situations.

Thanks Tom,

I just sent in an application to MusicPro for full coverage for my four basses. It came out at $113 for $14500 of coverage. I valued the 4004LK at $7500, but I'll probably have to increase that a little each year. I valued my two 4001's at $2500 and the 4001S at $2000, They are all custom finished to my my specs, so that's what it would cost me to get them replaced as is today. Actually, as someone just paid near $650 for a new RIC horseshoe on eBay yesterday, I might even be lowballing the 4001's.

I carry my gear as a rider on my homeowner's insurance, and also carry a separate policy through Heritage. The Heritage folks are very nice to work with. I'm just a hobbyist, but they also offer performer's/pro policies.

Heritage

Bill

Tom and Bill, thank you for posting that info.

This sounds like another job for Super-Rickenbacker-Insurance-Risk-Manager-Man

I had Music Pro and switched to Heritage, for better coverage of big ticket items.

Trotty, it looks like some strange man is in your guitar room!

"Who was that masked man?"....

+1 for Heritage, great coverage, reasonable rates, and in the event of a loss pay up without a lot of hassle. Insuring musical instruments is what they do.