Long-time lurker, first-time poster. I just acquired my dream Rick (2004 360/12 Monte Brown) locally through a CL trade. What I didn't notice when first examining the guitar is that there was a tiny crack in the binding by the bass-side of the heel:


It's hard to tell from the photos, but the binding finish/paint has also bubbled a bit in this area. Now the guitar plays fine and holds tune, after I made some initial set-up adjustments, but as new buyers will do I'm having some anxiety over it.
I've done a bit of searching online and found a couple of other mentions of this similar problem, with one of them speculating that it may have been due to string tension (Pyramids). The other mention suspected temperature fluctuation at the time of original purchase.
Once the holidays have passed I intend to have a luthier take a gander, but was hoping for some advice/thoughts/reassurances in the meantime. Cheers!
